Our Service
Financial Planning is a complex subject, setting strategies, deciphering the jargon, knowing how different products work, how products interact with each other and the long term implications such as taxation and potential changes in legislation, is a full time job and is exactly why there are full time advisers such as ourselves.

Our Aim
To provide strategic financial advice. Ours is a personalised homeservice that adopts a holistic approach by focusing on all aspects of your finances. We seek to establish long term client relationships and to provide a straight forward plain English financial planning service.
We are focussed toward long term client relationships as we believe that this is the most effective way for clients to achieve their financial goals.

Why choose an Independent Adviser?
Being independent means that we are not tied to any one Company and therefore the advice we provide is totally unbiased.

Only after discussing your objectives will we research the entire UK market place on your behalf.

These are the areas of your financial planning that I will be able to help you with:

Pensions - Planning your retirement and the level of income required.  
New or existing pension plan.  Retirement options such as Annuities  Stakeholder pensions  Executive pension plans  Self invested personal pensions  Small self administered schemes    

Investments - Making best use of your capital & surplus income.  
Expert investment advice  Investment bonds  Unit trusts, individual savings accounts (ISA) and OEICs  PEP transfers  Inheritance Tax planning & capital gains tax*    

Protection - Ensuring you have appropriate cover for you and your family.  
Life assurance , Critical illness protection , Income protection insurance ,
Keyman ,Shareholder and Partnership insurance. 

Disclaimer
*The Financial Services Authority do not regulate advice on taxation

To visit our website click the link here: www.tommccullaghfinancialservices.co.uk

To contact Positive Solutions by email click here

We are specialists in web-based applications.

From simple website design to fully dynamic database driven sites that enable you to trade and interact with your customers online, we'll make the web work for your business.

websites * a content management system * web applications * e-commerce (an ecommerce system) * portals * intranets * database integration * online timesheets

To visit our website click the link here: www.smallworldsystems.co.uk

To contact Small World Systems by email click here

Euan Temple, Temple & Co Commercial solicitors. Advising on business law. Including buying and selling businesses, joint ventures, partnerships, commercial contracts, E Commerce, doing business abroad and commercial mediation.

To visit our website click the link here: www.templesols.com

To contact Temple & Co by email click here.

Visual Design and Marketing is a small graphic design business that specialises in sales and coporate literature, brand development, exhibition graphics and corporate identity.

Over the past 16 years my business has been commissioned by various companies from all sectors of industry to successfully promote their product or service and one of my clients was nominated for an award last year for the design of their catalogue.

As well as concepts, designs and artwork, Visual will undertake the management of copywriting, photography, illustration and print or any other requirements that are needed to put your project or campaign together. This enables you to focus on other key aspects.

Visual's professional ethic of high quality work, competitive prices, good value and service, will benefit and increase your company profile.

To contact Visual Design & Marketing by email click here.